As a USDA Multi-State Lender, Stearns Bank will manage your loan request with an efficient process and personal service.

Our lending team is experienced with government loan programs such as USDA and SBA. We listen carefully to understand your project goals, challenges and timeline.

From eligibility to final funding, we’re committed to the success of your project.

Borrower is responsible for any and all non-consulting fees, including, but not limited to: feasibility studies, assessments, professional fees and any costs associated with application and loan repayment. Subject to credit approval/qualification. Terms, conditions and closing costs may apply. USDA policies may differ from Stearns Bank N.A. Subject to change without notice.

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Identification Notice: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.