Get up to $50,000 for your business.

At Stearns Bank, small business just caught a big break! Borrow up to $50,000 with a simple and streamlined application. Funds can be used for nearly anything including payroll, purchasing equipment, working capital, business improvements, or purchasing supplies.

Small business financing built to get you what you need, when you need it.

What To Expect:

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1. Tell Us About You
Share your contact information in a quick form.
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2. Connect
Our team will be in touch to learn about your needs. 
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3. We Get To Work 
Speed is our middle name. We'll get you an answer, often on the same day you apply. 
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4. Spend As Needed
If approved, your funds are deposited into a Stearns Bank checking account, ready to use. 
Stearns Bank is proud to be designated as an SBA Preferred Lender, a status that allows us to process, approve, and service your loan with incredible speed. Plus, we maintain the loan locally.