Get up to $50,000 for your business.
At Stearns Bank, small business just caught a big break! Borrow up to $50,000 with a simple and streamlined application. Funds can be used for nearly anything including payroll, purchasing equipment, working capital, business improvements, or purchasing supplies.
Small business financing built to get you what you need, when you need it.
Speed
Fast turnaround times — typically get approved the same day!
Cost Effectiveness
Competitive rates, no fees, and no prepayment penalty.
Personalized Service
Work directly with your dedicated financing team.
Flexible
Great small-sized business loans that can be used for a wide range of needs.
Helpful Experts
We work with a variety of businesses across all industries.
Easy Access
Funds deposited into your Stearns Bank checking account.
What To Expect:

1. Tell Us About You
Share your contact information in a quick form.

2. Connect
Our team will be in touch to learn about your needs.

3. We Get To Work
Speed is our middle name. We'll get you an answer, often on the same day you apply.

4. Spend As Needed
If approved, your funds are deposited into a Stearns Bank checking account, ready to use.
SBA Preferred Lender
Stearns Bank is proud to be designated as an SBA Preferred Lender, a status that allows us to process, approve, and service your loan with incredible speed. Plus, we maintain the loan locally.
Need More?
Other financing options are available. We're happy to help you find just the right fit.