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Stability in uncertain times: Stearns Bank is the financial institution you can trust.

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Banking Relationship Steadies Chiropractic Clinic

Podcast recorded: May 1, 2020

Dr. Jeff Varner of Crossroads Chiropractic discusses working within a large integrated health care system and closing his practice during the COVID-19 lockdown. A Stearns Bank customer for 33 years, Dr. Varner appreciates the benefits of a long-term banking relationship and a lender who understands his business.

Lessons Learned

  • Establishing a long-term complete relationship with a bank can lead to fast and efficient response on financing.
  • Protective masks and social distancing will become standard in medical practices.
  • Open a separate checking account for Paycheck Protection Program loan funds to manage transactions and ease record keeping.
  • Be aware of PPP loan policies on eligible expenses and required documentation to qualify for loan forgiveness.

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