Certificates of Deposit (CDs)
CD terms and rates built to hit goals
Need to tuck your money away for a bit, while also earning competitive fixed rates?
CDs can help you achieve more.
Standard CD Terms and Rates
| Term | Minimum Opening Deposit |
Minimum Balance to Obtain APY* |
Interest Rate | APY* |
|---|---|---|---|---|
| 6 months1 | $2,500 | $2,500 | 5.00% | 5.06% |
| 9 months1 | $2,500 | $2,500 | 5.00% | 5.03% |
| 12 months2 | $2,500 | $2,500 | 4.50% | 4.50% |
| 24 months2 | $2,500 | $2,500 | 3.50% | 3.50% |
* APY is annual percentage yield. Rates are effective as of 03/04/2024 and subject to change at any time. A penalty may be imposed for early withdrawal.
1 Interest paid at maturity. 2Compounds annually.
SmartStart CD Account - For Kids and Teens3
| Term | Minimum Opening Deposit |
Minimum Balance to Obtain APY* |
Interest Rate | APY* |
|---|---|---|---|---|
| 12 months1 | $500 | $500 | 4.50% | 4.50% |
* APY is annual percentage yield. Rates are effective as of 03/04/2024 and subject to change at any time. Limited time offer. A penalty may be imposed for early withdrawal. 1Compounds annually. Ability to fund throughout term of CD. Early withdraw penalty is 180 days of interest. 3For minors aged 17 and under, if under the age of 13 a parent or guardian is required to open the account.
