If you are looking for extra cash to make home improvements, pay for an education, or go on a vacation you may want to consider an equity loan or line of credit.

Home Equity Loan is a fixed amount of money that is secured by your home. Take advantage of equal monthly payments over a fixed term for easy budgeting.

Home Equity Line (HELOC) offers you the flexibility to borrow funds as you need them, much like a credit card with a set credit limit. You make payments only on the amount you actually borrow, not the full amount available. The term is determined based on the equity in your home, along with other credit factors.

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Online Calculators

Use our online calculators to estimate your payments and financing costs, at various interest rates and terms. Then, contact a Stearns Bank representative to start the financing process.