Above the Norm Market Savings

Earn interest on any balance
Above the Norm Market Savings


No opening balance. No monthly minimum balance.


Advanced online and mobile banking features.


Earn great rates on any balance.

Stearns Bank Above the Norm™ Market Savings account holders enjoy:

  • Competitive rates on their account balance
  • Access cash free from our nationwide ATM network
  • Online and mobile banking with StearnsConnect

You can earn 1.00% APY on any balance less than $100,000, and 2.02% APY on balances greater than $100,000.

Earn interest on your money

  • 1.00% APY on balances up to $100,000
  • 2.02% APY on balances of $100,000 and greater
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You can pay bills, transfer money, wire money, receive alerts, view statements, deposit checks — from all your electronic devices.


StearnsConnect online banking

Our StearnsConnect* online banking platform and mobile app put money management at your fingertips, giving you:

  • Free online and mobile banking access
  • Manage all your Stearns Bank accounts online or with the mobile app (Apple | Android)
  • Access external accounts by linking them to your StearnsConnect account
  • Wire money on the go using our mobile app
  • Deposit checks from your mobile device
  • Make loan payments and pay your bills electronically
  • View monthly statements and transaction activity
  • Account summary/history available at your fingertips
  • Exportable/importable transaction history
  • Receive bank alerts, personalized to fit your needs
  • Automated payment management through CardSwap
  • Pay securely with mobile wallet (Apple Pay/Google Pay)
  • Locate a fee-free ATM with our ATM locator

eStatements are more secure than paper statements delivered through the mail.

Above the Norm Market Savings Details

Minimum balance required to open $0
Maintenance fee $0
Activity fee Six free preauthorized or automatic withdrawals per month (then $10 per withdrawal)
Paper statement fee $5 per month
Interest bearing Balance less than $100,000 – 1.00% APY
Balance of $100,000 and greater – 2.02% APY
ATM fee-free networks MoneyPass
Shazam Privileged Status
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*Services through our affiliate locations may vary.