Stearns Bank offers the following savings accounts to fit your unique finance needs.

Personal Savings

  • Interest bearing
  • $50 minimum average daily balance
  • No minimum balance for those 17 & younger or 62 & older
  • Monthly Charge: $3 (fee is waived if balance is maintained)
  • Free withdrawals, limit 6 per month
  • $50 minimum deposit to open

Holiday Savings

  • Interest bearing
  • Account matures November 1
  • Unlimited deposits up to $2,500
  • No withdrawals until maturity
  • Account does not renew at maturity
  • $50 minimum deposit to open

Stearns Select Money Market

  • Interest bearing - tiered account
  • $1,000 average daily minimum balance
  • Monthly Charge: $8 (fee is waived if balance is maintained)
  • Free withdrawals, limit 6 per month
  • One free outgoing wire per month
  • $50 minimum deposit to open
  • FDIC insured up to $750,000

IRA Money Market

  • Interest bearing
  • Limit 1 withdrawal per 4 week period
  • $50 minimum deposit to open

Certificates of Deposit

Lock in a guaranteed fixed rate for the length of time you decide upon. View CD Options

Safe Deposit Boxes

Safe Deposit boxes vary in price and size for each location, please contact the Stearns Bank you will be banking with to get more information.