Work one-on-one with our knowledgeable staff to gain a competitive rate and flexible terms on your personal loan. Stearns Bank is able to make the process quick and easy.

Personal Loan

There are a variety of personal loans we offer with different terms and conditions.

Home Equity Loan

Take advantage of a fixed rate of interest and a fixed payment amount for easy budgeting.

Home Equity Line of Credit

A line of credit offers you the flexibility to borrow funds as you need them for vacations, home improvements, tuition, and much more. The Line has a term of five years interest due each month. The terms are determined based on the equity in your home along with other credit factors.

Auto & Recreational Vehicle Loan

We can help whether you are buying a new or used car, boat, RV, motorcycle, or other vehicle from a dealership or a private party. Rate is determined by the term of your loan and the age of your vehicle.