Select the Stearns Bank personal checking account that best fits your needs.

Free & Easy Checking

  • No monthly fees
  • No minimum balance
  • Unlimited check writing
  • $50 minimum deposit to open
  • FREE 1st box of checks
  • FREE Online Banking, Bill Pay & Estatements

NOW Account Checking

  • Interest bearing
  • $500 average daily balance to avoid service charge
  • Monthly Charge: $8 (fee is waived if balance is maintained)
  • Unlimited check writing
  • $50 minimum deposit to open
  • FREE Online Banking, Bill Pay & Estatements

Stearns 55+ Checking

  • No minimum balance
  • No monthly fees
  • FREE checks
  • Free notary service
  • One fee-free cashier's check per day
  • 25% discount on a safe deposit box
  • Available to those 55 & older

Stearns 55+ NOW Checking

  • Interest bearing
  • FREE checks
  • Free notary service
  • One fee-free cashier's check per day
  • 25% discount on a safe deposit box
  • Available to those 55 & older

Limit one Stearns 55+/55+ NOW Checking per individual.

VISA® Cash/Check Card

The VISA® Cash/Check Card is available with any personal checking account and is accepted anywhere Visa® is accepted. Make cash withdrawals or use for everyday purchases. Over 37,000 fee-free ATMs nationwide.