Financing Your Way

 Stearns Bank to brings you fast, reliable truck and route financing, the way you want it. 


Stearns Bank Offers:

fast financing

Fast Financing

Financing decisions in as little as 2 hours, getting you the equipment you need when you need it.

custom payments

Custom Payment Options

We offer customized payment solutions to fit your unique business needs: Seasonal, delayed, step up/down...and more.

docs your way

Docs Your Way

You have a choice in your document delivery. With high tech, low tech and no tech options availableat your convenience.


Nationwide Lending

Among the most active Equipment Financing and SBA loan providers for businesses throughout the United States. Member FDIC.


A Team of Experts

Understanding your business is key to help guide you through the financing process.

award winning

Award Winning

Recognized as the #1 Top Performing Bank in the nation by American Banker Magazine in 2017 & 2018.

Section 179 Calculator

Section 179 Calculator

Estimate Your Savings*

Section 179 is an easy to use tax incentive that helps your business keep more capital.

Enter numbers only, no commas.

Equipment Cost (Up To $1 million)

Possible Section 179 Savings (Assuming 35% Tax Rate)

Net Equipment Cost

*Always contact your tax advisor or visit irs.gov for details.

 I needed nine trucks right off the bat. I was able to get them right away thanks to Stearns Bank.

Glenn Bydume

Diverse Solutions, Gambrills, MD

Contact Your Equipment Finance Experts

Terilynn Palmer

Account Manager