Stearns Bank Equipment Finance Division offers a variety of finance & lease programs to fit your specific needs.

60 or 90 Day Delay. Make one or two payments at the start of your contract, then your next payment is not due until 60 or 90 days later, depending on which option you qualify for.

No Money Down. No payment is due until 30 days from the start of your lease contract.

90/90 Program. You pay only $90 per month for the first 90 days of the lease. This allows the equipment to start generating profits before full payments begin.

Reduce Payment Plan. You pay reduced monthly payments for the first 12 months, and resume regular payments for the remainder of the lease.

Seasonal Payments. Your payment terms are designed so you will not have to make payments during slow times.

4x100 Program. You pay a $100.00 security deposit, and only $100 per month for the first three lease payments. The remaining payments are at a determined rate factor.

If you would like additional program options, please give us a call.