Stearns Bank specializes in USDA loans nationwide with a 40-year history.

We have an in-depth knowledge of the USDA loan program and pride ourselves on delivering high-quality, efficient service to borrowers across the nation. Stearns Bank is committed to providing an opportunity for stability, growth, expansion and rural employment to new or existing businesses in communities of 50,000 people or less.

  • Loans up to $20 million or more
  • Specializing in USDA Business and Industry (B&I) and Rural Energy for America loans
  • Proficient in a variety of industries and project types
  • Longer repayment terms – up to 30 years
  • Equity agreements as low as 10%
  • Loan uses: Business and industrial projects, installations and construction of renewable energy systems, refinancing, construction, modernization, expansion or purchase of equipment/machinery/supplies

Our experienced USDA lending team will walk you through the process. We Get The Job Done!

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Stearns Bank: National Presence, Hometown Service

Stearns Bank serves customers across the country with SBA loans, equipment financing and commercial banking services. See our interactive map to review the range of industries we cover and regions we serve.

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Online Calculators

Use our online calculators to estimate your payments and financing costs, at various interest rates and terms. Then, contact a Stearns Bank representative to start the financing process.