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SBA Loans, small business management

Stearns Bank Tagline Hits Home With New Jersey Photographer

Ryan Arnez Monroe was frustrated after an exhaustive search for an SBA loan.

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small business management

Central Minnesota Dentists Form Strong Bond With Stearns Bank

Dr. John Collier (left) and Dr. David Collier (right) stand outside K.O.A.L.A. Dental Care recently in St. Cloud, Minnesota. Dr. John Collier and his son, Dr. David Collier, have run K.O.A.L.A. Dental Care together since 2001.

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small business management

Women-Owned Small Businesses Are Building Momentum

Female entrepreneurship has grown at double the pace of their male counterparts. With such progress being made, there are both challenges and opportunities for women in the small business world.

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small business management

5 Behaviors of Successful Business Owners

Many small business owners are born with an entrepreneurial spirit, possibly tasting success with their first lemonade stand.

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small business management

6 Ways Seasonal Businesses Can Manage Their Cash Flow

A small business may fail for many reasons – sluggish sales, high start-up costs, tough competition. But the greatest challenge and cause of failure is cash flow.

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small business management

6 Signs That You’re Ready To Hire Additional Employees

For small business owners, it’s not always easy to know when the right time to hire new employees might be.

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small business management

8 Financing Terms Every Small Business Owner Should Know

It doesn’t matter if you’ve been a small business owner for decades – or for 30 seconds. Looking for business financing can feel like a daunting and uphill climb.

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small business management

Woodworking Vendor Finds Right Financing Relationship With Stearns ...

Stearns Bank account manager Jenny Wood is pictured with SNX Technologies national salesman Jeremy Manea at SNX Technologies in Sauk Rapids, Minnesota.   Jeremy Manea of Sauk Rapids (Minnesota) based SNX Technologies is a national sales manager for the company’s computer-controlled industrial woodworking ...

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small business management

Why Succession Planning Can Make A Difference For Small Businesses

Submitted Photo From left to right: Ryan Moore, Jeff Moore and shop manager Mike Dorman of GTI Millwork in Wilmington, Delaware.   Having a succession plan in place helps ensure your business can carry on even if there’s an unexpected loss at the top of your organization, or if the leader of the organization ...

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small business management

What’s An Employer ID Number And Why Is It Important?

Your Social Security number is something you’ve had memorized since you were in elementary school.

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