MEDICA Health Plan**

  • 20 plan choices ranging from Traditional to HSAs
  • Monthly cost to employee varies for each plan

DELTA Dental Plan*

  • 100% Preventive Care; $50 Deductible
  • Monthly Cost to Employee: $15 for single; $40 family

Short Term Disability*

  • 60% of pay for 13 weeks
  • No charge to employee

Long Term Disability*

  • BASIC; 60% of salary
  • No charge to employee

Group Life*

  • 1 1/2 times salary; AD&D (max $100,000)
  • No charge to employee

Optional Life*

  • Employee: Up to 3 times salary, max $500,000
  • Spouse: 50% of EE, max $50,000; Children: $10,000
  • Monthly Cost to Employee: Based on age

Dependent Life*

  • $5,000 per dependent - No charge to employee

Employee Stock Ownership Plan

All employer contributions. (Not available at Stearns Bank Holdingford N.A. and Stearns Bank Upsala N.A.) Become a participant on first anniversary date (Dec. 31st) following your initial date of service. Must be age 21 and credited with at least 1000 hours of service for the plan year ending on that anniversary date.


  • All employee contributions.
  • Four entry dates: Jan 1, Apr 1, Jul 1, and Oct 1


  • 10 paid holidays. Must be employed 90 days to qualify.

Additional Benefits

  • Vacation
  • Sick leave
  • Personal time off
  • Flex plan
  • EAP and banking services (including free checks)

*Coverage is effective beginning of month following 30-day waiting period
** Health coverage is effective 30 days from date of employment for active full-time employees