Select the Stearns Bank personal checking account that best fits your needs.

Free & Easy Checking

  • No fees or charges
  • No minimum balance
  • $50 minimum deposit to open

NOW Account Checking

  • Interest bearing
  • $500 average daily balance
  • $50 minimum deposit to open

Silver & Gold Club (55+)

  • Available with any personal checking account to those 55 years & better
  • FREE checks and notary service
  • Fee-free cashier checks and money orders
  • 25% discount on a safe deposit box

Personal Cash/Check Card

This card is available with any personal checking account and is accepted anywhere Visa® cards are accepted. Use your card to make cash withdrawals, deposits, transfers and everyday purchases. View a list of fee-free ATMs.