©2009 Stearns Financial Services, Inc. - headquartered in St. Cloud, Minnesota. Member FDIC. Equal Housing Lender. 
Stearns Bank N.A., Stearns Bank Holdingford N.A. and Stearns Bank Upsala N.A. are participating in the FDIC's Transaction Account Guarantee Program. Learn More.
Products & services offered through Stearns Insurance and Securian Trust are not insured by FDIC, may lose value, no bank guarantee, and are not a condition to any banking service or activity.