Stearns Select Money Market Account¹

Minimum Balance Interest Rate APY*
up to $24,999.99 0.10% 0.10%
$25,000 - $89,999.99 0.20% 0.20%
$90,000 and up 0.30% 0.30%

Certificates of Deposit ~ $2500 minimum balance¹ 
(Minnesota, Arizona, & Florida residents only)

Term Interest Rate APY*
3 month 0.25% 0.25%
5 month 0.30% 0.30%
6 month 0.40% 0.40%
7 month 0.40% 0.40%
8 month 0.45% 0.45%
9 month 0.45% 0.45%
10 month 0.45% 0.45%
11 month 0.45% 0.45%
12 month 0.60% 0.60%
24 month 1.00% 1.00%
3 year 1.10% 1.10%
4 year 1.40% 1.40%
5 year 1.60% 1.60%

Jumbo Certificates of Deposit² ~ $90,000 minimum balance¹
(Minnesota, Arizona, & Florida residents only)

Term Interest Rate APY*
3 Year 1.10% 1.10%
4 Year 1.40% 1.40%
5 Year 1.60% 1.60%

 

*Annual Percentage Yields and Interest Rates are current as of February 1 , 2012. These rates may change at any time without prior notice. A penalty will be imposed for early withdrawal on all Certificates of Deposit. Fees could reduce the earnings on the account.  ¹ Daily Balance – the amount of the principal in the account each day.  ² Not automatically renewable.  For complete account guidelines, contact your local bank.