Upsala Banking Products

Stearns Bank Upsala offers the following products and services:

Free & Easy Checking

• No minimum balance
• Free Debit/ATM card
• First 50 checks free
• $100 deposit to open account

Basic Checking

• Free Debit/ATM card
• Imaged checks returned monthly
• $300 minimum daily balance
• $100 deposit to open account

NOW Account Checking

• Interest bearing
• $800 average balance
• Free Debit/ATM card
• $800 deposit to open account

Personal or Business Debit/ATM Card

This card is available with any personal or business checking account and is accepted anywhere Visa® debit cards are accepted. Use your card to make cash withdrawals, deposits, transfers and everyday purchases.

Stearns Select Money Market

• Interest bearing - tiered account
• Immediate access to your funds
• One free wire per month
• FDIC insured funds up to $750,000, with three separately chartered Member FDIC banks
• This account can be combined with Business Checking to maximize earnings using our Sweep services.

Passbook Savings

• Interest bearing
• $50 minimum average daily balance
• Simple savings plan with easy access to your funds for future business needs.

Certificates of Deposit

A Stearns Bank CD gives you the option to lock in a guaranteed fixed rate for the length of time you decide upon. 

Silver & Gold Club

A club tailored to fit the financial needs of those 55 or better.

• Free checking, including free checks
• 25% discount on safe deposit boxes
• Free cashier checks and notary service
• Meetings with prizes & refreshments
• Special birthday remembrance

To join, you must be at least 55 years of age and maintain $1000 in Passbook savings or checking OR maintain $5000 in a CD. Annual membership dues are: $5 for an individual and $8 for a couple.

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