Albany Banking Products

Stearns Bank Albany offers the following products and services:

Free & Easy Checking

• No fees or charges
• No minimum balance
• Free Debit/ATM card
• First box of checks free

NOW Account Checking

• Interest bearing
• $500 average balance
• Free Debit/ATM card
• First box of checks free

Business’ Best Checking

• Easy to manage
• Tailored to your business needs
• You only pay for what you use
• Non-cash earnings credit may offset or reduce fees.
• Consider combining this account with our Stearns Select.

Personal or Business Debit/ATM Card

This card is available with any personal or business checking account and is accepted anywhere Visa® debit cards are accepted. Use your card to make cash withdrawals, deposits, transfers and everyday purchases.

Stearns Select Money Market

• Interest bearing - tiered account
• Immediate access to your funds
• One free wire per month
• FDIC insured funds up to $750,000, with three separately chartered Member FDIC banks
• This account can be combined with Business’ Best Checking to maximize earnings using our Sweep services.

Passbook Savings

• Interest bearing
• $50 minimum average daily balance
• Simple savings plan with easy access to your funds for future business needs.

Certificates of Deposit

A Stearns Bank CD gives you the option to lock in a guaranteed fixed rate for the length of time you decide upon. 

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